Description: As the topic of affordable long-term care (LTC) insurance comes into focus in political conversations, we often find ourselves thinking, “What is going to happen to the private LTC insurance industry going forward?” The need for LTC in the United States is not going away, especially as the population continues to age. With this in mind, this article explores three possible future paths for LTC insurance funding and the associated implications for the private LTC industry.

Description: In a recent study, nearly all family caregivers (80%) said they “always” or “often” provide emotional support. What if robots could cut that statistic in half? What would that mean to caregivers who have families of their own? This article is my first-hand experience with a companion robot that provides a tremendous amount of emotional support and meaningful activities. Together, they are designed to engage an older adult significantly which can lighten the caregiving burden on other family members.

Description: Educational opportunities for those interested in Long Term Care.

Description: This paper summarizes and evaluates the CLASS Act's provisions and concludes it appears an expensive program. The paper proposes and discusses a Social Security/Long Term Care plan forming a four-pillar model for long term care. From the 2011 Enterprise Risk Management Symposium, March 2011.

Description: We explore copay accumulators, copay maximizers, and various programs available in the commercial market. We discuss health plan, member, PBM, and pharmaceutical manufacturer implications, in the commercial market itself and other markets.

Description: As the topic of affordable long-term care (LTC) insurance comes into focus in political conversations, we often find ourselves thinking, “What is going to happen to the private LTC insurance industry going forward?” The need for LTC in the United States is not going away, especially as the population continues to age. With this in mind, this article explores three possible future paths for LTC insurance funding and the associated implications for the private LTC industry.

Description: As the topic of affordable long-term care (LTC) insurance comes into focus in political conversations, we often find ourselves thinking, “What is going to happen to the private LTC insurance industry going forward?” The need for LTC in the United States is not going away, especially as the population continues to age. With this in mind, this article explores three possible future paths for LTC insurance funding and the associated implications for the private LTC industry.

Description: Article presents issues for postretirement medical on models, data and the frail elderly. From Health Section News, December 2000, Issue No. 39.

Description: This report describes two methods, an observation-based analysis and an actual to model analysis, to analyze long-term care insurance experience to determine if calendar year trends exist.

Description: This article summarizes the Society of Actuaries' Long-Term Care Insurance LTCI Section Think Tank event. This event focused on the most significant issues and trends that may impact long-term care LTC risks, care delivery and protection in the future.